Credit Boast

How Lenders Use Experian, Equifax, and TransUnion Scores (And Why AU Tradelines Help) TL;DR: When you apply for credit, lenders don’t look at just one score. They review scores from Experian, Equifax, and TransUnion. Authorized user tradelines usually report to all three and can raise scores by lowering credit utilization, increasing total credit limits, and […]

Quick Credit Score Boost: How Authorized User Tradelines Actually Help TL;DR (Quick Summary) Authorized user tradelines help improve credit by adding age, payment history, and available credit to your report. They are especially helpful for people with thin files, high utilization, too few accounts, or past late payments. Tradelines do not erase negative marks, but […]