Bank Y Tradeline – 9 years, 25K, 1% utilization, perfect history, 3 month

Boost Your Credit Score Fast With Authorized User Tradelines

How an Authorized User Tradeline Can Affect FICO Credit Factors

Once reported, an authorized user tradeline may contribute data to several FICO scoring components, including:

• Payment history (on-time account history)
• Length of credit history
• Credit utilization ratio
• Overall credit profile depth

An authorized user tradeline does not guarantee a credit score increase. Individual results vary depending on your existing credit file and how scoring models interpret new data.

Chase Tradeline Account Details

• Bank: Citi
• Account type: Authorized user credit card
• Payment history: Established on-time history
• Credit limit: High-limit account
• Credit bureaus: May report to major bureaus
• Credit check required: No hard inquiry

Details are based on the account at the time of placement and may vary.

Who This Tradeline May Be Suitable For

This authorized user tradeline may be appropriate for individuals who:

• Have a thin or limited credit file
• Are rebuilding credit history
• Want to improve credit profile depth
• Prefer not to open a new primary credit account

This established bank tradeline is commonly used for auto loans, first-time homebuyer mortgage preparation, and apartment leasing by helping improve credit utilization and account age.

This product is not intended to replace responsible credit management or long-term credit building strategies.

How the Process Works

1. Place your order

2. Submit required personal information for authorized user placement

3. The tradeline is added to the account

4. The account may report during the next reporting cycle

Reporting timelines are controlled by the card issuer and credit bureaus.

Important Disclosures

• Results are not guaranteed
• Credit score changes vary by individual
• Authorized user accounts are subject to bureau policies
• This is not credit repair or financial advice

Please ensure all submitted information is accurate to avoid delays.